

Commercial Excess Umbrella Insurance: How to Choose the Right Policy in California
In California, where businesses face unique challenges such as wildfires, earthquakes, and a litigious environment, safeguarding your enterprise is paramount.
We are a one-stop shop specializing in helping Contractors, Manufacturing Companies, Restaurants, and Blue Collar Companies find the best-fit and custom-built business services and insurance.
Founded in 2019 by Pranay Bhargava in the heart of San Francisco, Humano was created with a bold vision: to simplify access to top-tier business services for contractors, manufacturing, restaurants, and blue collar companies. Built by a team of former contractors, benefits specialists, and accountants, we understand your challenges and are here to make your work smoother, smarter, and more efficient.
At Humano, our mission is simple yet powerful—empowering you with reliable, comprehensive business solutions that reflect their hard work and dedication. From payroll and benefits to insurance and beyond, we’ve got you covered.
While our headquarters is rooted in San Francisco, our reach is nationwide. With team members spread across various locations and partners with offices throughout California and the United States, we’re always nearby to serve you.
If you’re in California, you can find us in San Francisco, Los Angeles, San Diego, and Sacramento. No matter where you are, Humano is ready to support your business success.
Let’s build a better future for contractors—together.
A Professional Employer Organization (PEO) offers small and mid-sized businesses a complete range of HR solutions. These services include payroll management, employee benefits, HR support, tax administration, and assistance with regulatory compliance, helping businesses streamline operations and focus on growth.
Yes, our partners offer both personal and business insurances.
Personal: Homeowners Insurance, Auto Insurance, Personal Articles Floater, Umbrella Policies, Renters Insurance, High-Value Homeowners Insurance, Wind-Only Coverage, Dwelling Fire Insurance
Business: Pay as you Go Workers’ Compensation, General Liability Insurance, Commercial Auto Insurance, Builders Risk, Surety Bonds, Bid/Performance Bonds, Inland Marine, Excess & Umbrella Policies, Professional Liability Insurance, Business Owner’s Policies
A professional employer organization (PEO) offers small and mid-sized businesses a complete range of HR solutions. These services include payroll management, employee benefits, HR support, tax administration, and assistance with regulatory compliance, helping businesses streamline operations and focus on growth.
A PEO partnership can benefit businesses of all sizes. However, larger businesses are increasingly recognizing the value of PEOs, which provide advanced web-based HR tools and expert management. PEOs can collaborate with companies with 500 or more employees, complementing their current HR teams.
PEO clients span various industries, including accounting, high-tech, and small manufacturing. Professionals such as doctors, retailers, mechanics, engineers, and plumbers also gain from the services offered by PEOs.
A Professional Employer Organization (PEO) offers small and mid-sized businesses a complete range of HR solutions. These services include payroll management, employee benefits, HR support, tax administration, and assistance with regulatory compliance, helping businesses streamline operations and focus on growth.
In California, where businesses face unique challenges such as wildfires, earthquakes, and a litigious environment, safeguarding your enterprise is paramount.
If you’re working in California and get hurt on the job, you might wonder: “What percentage of wages does workers
When you hear the term “professional liability insurance,” it might sound like something only doctors or lawyers need. But if
We are a one-stop shop specializing in helping Contractors, Manufacturing, Restaurants, and Blue Collar Companies find the best-fit and custom-built business services and insurance.
2120 Contra Costa Blvd #1057, Pleasant Hill, CA 94523
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