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Humano Insurance Products

Looking for Construction Insurance Products?

We got you covered!

Workers’ Compensation Insurance

This policy is required in almost every state for businesses with employees. It also protects sole proprietors against work injury costs that health insurance might deny.

Commercial Auto Insurance

This policy is usually required for business-owned vehicles. It helps cover the costs of a vehicle accident, theft, or vandalism.

Contractors Bond

A construction bond is a type of surety bond used by investors to protect themselves against adverse events that may prevent or disrupt the completion of a project. The builder may fail to complete projects due to the inability to meet contract specifications or insolvency.

Cyber Liability Insurance

This policy helps businesses survive data breaches and cyberattacks by helping pay for recovery expenses and associated costs.

Identity Theft Insurance

Cover some of the costs related to identity theft. It reimburses victims for money spent on reclaiming their financial identities and repairing their credit reports. Those costs can range from phone bills to legal help.

General Liability Insurance

This policy covers common business risks including bodily injuries, customer property damage, and advertising injuries. It’s required for most commercial leases.

Errors & Omissions Insurance

E&O, sometimes called professional liability insurance, is common with professional services. It can cover legal costs of lawsuits related to work performance.

Insurtech for Construction

We offer insurance for contractors such as roofers, painters, electricians, and more. Well, we’ve partnered with CRC and CRC Swett and are proud to bring you an exclusive and industry leading solution for your Small Contractors.

Professional Liability Insurance

This policy, also called errors and omissions insurance (E&O), can help cover legal expenses if a business is sued for unsatisfactory work.

Employment Practices Liability Insurance

This policy, also called EPLI, can cover legal expenses when an employee sues over discrimination, harassment, wrongful termination, and similar issues.

Umbrella Insurance

This policy helps businesses survive data breaches and cyberattacks by helping pay for recovery expenses and associated costs.

Directors and Officers Insurance

D&O insurance covers decisions made by directors, officers, and board members on behalf of the company. If they are sued, it may pay their legal expenses.

Commercial Property Insurance

This policy covers the value of a business’s physical structure and its contents, such as inventory, equipment, and furniture.

Keyman Coverage Insurance

A life insurance policy that a company purchases on the life of an owner, a top executive, or another individual considered critical to the business

Earthquake, Hurricane and Flood Insurance

Homeowner and renter insurance typically covers certain natural hazards, such as water damage from heavy snow or rain. As long as you can show that you have kept your domicile in good working order, you can recover the majority of costs for repair and replacement.

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