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Business and Personal Insurance

Protect what matters most with comprehensive insurance solutions tailored for businesses and individuals alike. Whether you’re safeguarding your business assets against liabilities or ensuring peace of mind for your family, our partners’ range of insurance offerings are designed to meet your unique needs.

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What is Business and Personal Insurance ?

Business Insurance:
Commercial insurance policies offer essential protection for business financial assets, intellectual property, and physical assets when facing costly work-related claims. Unlike personal policies, business insurance lists entities—such as your business name—as the insured party. Business liabilities encompass claims, injuries, or damages related to work relationships, operations, or property. From workers’ compensation and commercial auto to cyber liability and risk management, there are various specialized types of business insurance available to suit diverse needs.

Personal Insurance:
Various types of personal insurance are available to safeguard your most valuable assets, including your home, vehicle, and other high-value possessions. Personal policies typically name individuals, couples, or families as the insured parties, with coverage tailored to their specific assets, risk factors, and lifestyle. Common personal liabilities encompass everyday risks such as injuries, illnesses, accidents, theft, and property damage occurring outside of work-related activities. It’s important to note that business activities conducted at home are not covered by personal insurance policies. Separate insurance coverage is necessary to adequately protect against such risks.


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Related Products

Pay as you go workers compensation

Pay as You Go Workers Compensation. $0 Down-Payment. Specific to your contractor class or small business classification. Automatic certificates of insurance. Easy yearly audits


Online or over the phone. Next day direct deposit and checks. Quick and easy. Automatic quarterly and yearly federal and state tax filings. 24/7 support. New hire paperwork. Accounting integrations (Quickbooks). Online tax reports.


Website creation. Digital marketing. Print media. Apparel. Social media. Marketing strategy and consultation. Business and Personal taxes. Quarterly and Yearly filings. Financial statements. Bookkeeping. Profit and Loss statements.

Health Benefits | 401K

All A-rated Health and Benefits carriers. Medical. Dental. Vision. Life. 401K and IRAs. Employee online log-in portal and phone app. Employee phone call hotline and help center. Fully licensed agents. Automatic. Integrates with payroll.

HR | Legal

HR SHRM-certified consultants. Call-in hotline. State and Federal law updates. Labor law posters. Employee handbooks. Employee onboarding forms. Background checks. Recruiting job board. Legal services.

Why Choose Our Service

Why Choose Us?

Tailored Solutions

We understand that every business is different. Our experts take the time to analyze your needs and create customized solutions that address your challenges and goals.

Comprehensive Services

From business insurance to specialized consulting services, we offer a comprehensive suite of solutions designed to support your growth and protect your assets.

Industry Expertise

Our team comprises seasoned professionals with deep industry knowledge. We're equipped to handle the complexities of your business sector and offer insights that matter.

Personalized Attention

At Humano, you're not just another client. We believe in building strong, lasting relationships. You can count on personalized attention and dedicated support every step of the way.



Yes we do. We specialize in working with contractors, but we work with hundreds of other small and medium businesses nationwide.
We work everyday and respond to all requests promptly since we take pride in trying to work as hard as our contractors do. You work with a representative and choose what hours work best for both of you. Our hotline is open 24/7.
We provide full-service payroll, direct deposit and tax filings for our clients. We do both the quarterly and yearly filings and pay employees via check and direct deposit. Online and over the phone.

Yes, our partners offer both personal and business insurances.

Personal: Homeowners Insurance, Auto Insurance, Personal Articles Floater, Umbrella Policies, Renters Insurance, High-Value Homeowners Insurance, Wind-Only Coverage, Dwelling Fire Insurance

Business: Pay as you Go Workers’ Compensation, General Liability Insurance, Commercial Auto Insurance, Builders Risk, Surety Bonds, Bid/Performance Bonds, Inland Marine, Excess & Umbrella Policies, Professional Liability Insurance, Business Owner’s Policies

We partner with companies to provide the following services.
We only work with the best insurers and companies to provide you A-rated coverage.
Humano (definition: human) is based on trust. Trustworthy and reliable custom-built services for your business.
Our contractor and startup specialists will explain and teach you about each service and product.


Trusted by hundreds of companies