When Should You Reduce Your Contributions to Your 401(k)? A California Insurance Perspective
Saving for retirement is smart. But life in California isn’t always predictable. Housing costs are high. Insurance premiums are rising. Startups and small businesses face cash flow pressure. So the real question isn’t “Should I save for retirement?” It’s: When does it make sense to temporarily reduce your 401(k) contributions without damaging your long-term goals? […]