Advantages and Disadvantages of Subcontracting: How It Impacts Workers’ Comp and Liability Coverage

Subcontracting is common in California, especially in construction, trades, logistics, and professional services. For many small businesses and startups, it feels like a smart way to grow without hiring full-time employees. But when it comes to workers’ compensation and liability insurance, subcontracting can either reduce your risk—or quietly multiply it. What Subcontracting Means Under California […]