commercial auto insurance
What is Commercial Auto Insurance?
Commercial auto insurance covers legal bills, medical expenses, and property damage if a business vehicle is involved in an accident.
Why Do You Need Commercial Auto Insurance?
If your company owns a car, you will very likely need commercial auto insurance. Nearly every state requires commercial auto insurance coverage for business-owned vehicles.
New Hampshire and Virginia are the only states where auto insurance isn’t required. However, drivers are still responsible for any damages they cause.
Even when business auto insurance coverage isn’t required, it’s still a smart choice. Without it, you could end up paying thousands of dollars in medical bills and other costs.
What Does Commercial Auto Insurance Cover?
Commercial auto insurance helps cover medical payments and property damage related to an accident. This coverage includes legal expenses if you’re sued. A policy may also cover vehicle theft, vandalism, and other losses and damages.
Most commercial auto policies include liability insurance to cover your business’s legal costs if one of your employees gets into an accident.
Related Products
Employment Practices Liability Insurance
Directors and Officers Insurance
D&O insurance covers decisions made by directors, officers, and board members on behalf of the company. If they are sued, it may pay their legal expenses.
Professional Liability Insurance
This policy, also called errors and omissions insurance (E&O), can help cover legal expenses if a business is sued for unsatisfactory work.
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